Net Proceeds Calculator

Before you list your home, it helps to know the number that actually matters: what you'll walk away with after the mortgage is paid off, the commission is settled, and closing costs are covered. Sale price alone rarely tells the full story.

This is especially true for sellers navigating a specific transition — dividing assets in a divorce, settling an estate after the loss of a loved one, or downsizing into the next chapter. In each of these situations, the real number — not the headline sale price — is what shapes the decisions that come next.

Use the calculator below to get a quick estimate. It's a starting point for planning, not a substitute for a personalized conversation.

Estimate your net proceeds from a home sale in Massachusetts. Adjust the numbers below to match your situation.

$
$

Include any home equity line or second mortgage still owed at closing.

%

Commissions are negotiable and vary by agreement; 5% is a common starting point for planning.

$

Typical estimate for legal fees, title work, and recording costs.

$

Any credits to the buyer or pre-sale repairs you expect to cover.

Estimated breakdown

Sale price $1,200,000
Mortgage payoff – $0
Commission – $60,000
MA deed excise tax – $5,472
Attorney & closing fees – $1,500
Repairs & concessions – $0

Estimated net proceeds

$1,133,028

Your contact info

This is a simplified planning estimate, not a guarantee. Massachusetts deed excise tax is calculated at $4.56 per $1,000 of sale price (Barnstable County differs). Actual costs vary by transaction — for a precise number, Ashley can walk through your specific situation.

Send these to Ashley for a consultation

Thank you

Your email is ready with everything filled in — once you hit send, Ashley will be in touch within one business day.